US payroll tax calculators, line by line

Three calculators built on one calculation engine: what an employee actually takes home, what an employee really costs an employer, and what a self-employed worker owes. Every line shows its amount, its explanation and its source.

Start with the paycheck calculator

Employees — gross to net

Federal income tax, Social Security, Medicare and state tax, period by period, with the cumulative Social Security wage cap applied correctly.

Open the paycheck calculator

Employers — the true cost of an employee

Employer FICA, FUTA, SUTA, workers compensation ranges and benefit assumptions, state by state — the number a salary offer actually commits you to.

Open the employer cost calculator

Self-employed & 1099 — SE tax and estimates

Self-employment tax, income tax and the four quarterly estimated payments, with an LLC vs S-corp comparison produced by the same engine.

Open the self-employment calculator

How these calculators work

Parameters are data, not code: every rate, wage base and bracket cites its primary source and verification date, and the same structured result object feeds the screen, the tests and (from J8) the PDF. Known limits are published, not hidden — each calculator page carries a “limits and sources” box.

Read the guide: your paycheck, line by line

Paycheck calculator by state

Employer cost by state

1099 and self-employment by state

Guides

Official salary data — BLS OEWS May 2025